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Privacy Policy

Welcome to the Privacy Policy of Earn and Trade LLC. This Privacy Policy outlines how we collect, use, disclose, and protect the information gathered from users visiting our website. We are committed to safeguarding your privacy and ensuring the security of your personal information.

Effective Date:

This Privacy Policy is effective as of 02/15/2024. Any changes or updates to this policy will be reflected with a revised effective date.

By using our website, engaging with free offers, purchasing gift cards, or participating in affiliate programs through networks such as Flex Offers, Commission Junction, and Impact, you agree to the terms outlined in this Privacy Policy. It is essential to read and understand this policy to make informed decisions regarding your privacy on our platform.

We encourage you to review the entire Privacy Policy carefully. If you have any questions or concerns, please contact us at Support@earn.llc. Your continued use of our website constitutes your acceptance of this Privacy Policy and any subsequent updates. Earn and Trade LLC may modify this Privacy Policy, and any changes will be effective immediately upon posting on the website.

Information Collected:

1. Personal Information:

1.1 User Provided Information: When users interact with our website, we may collect personal information provided voluntarily, including but not limited to names, email addresses, postal addresses, and payment details during the gift card purchase process.

1.2 Account Registration: If users choose to create an account on our website, we may collect additional information such as usernames and passwords to facilitate personalized services and secure access.

2. Affiliate Activities:

2.1 Affiliate Network Interaction: In collaboration with affiliate networks, including Flex Offers, Commission Junction, and Impact, we may collect data related to users’ interactions with free offers, including clicks, conversions, and other affiliate activities.

2.2 Tracking Information: We may use cookies and other tracking technologies to collect information about users’ activities on our website, such as the pages visited, products viewed, and interactions with affiliate offers. This data helps us optimize the user experience and evaluate the effectiveness of our affiliate partnerships.

3. Automatically Collected Information:

3.1 Device and Browser Information: We may automatically collect information about users’ devices, such as device type, browser type, operating system, and IP addresses. This information is used for analytical purposes and to enhance website functionality.

3.2 Log Files: Our servers may automatically record log information when users access our website. This data may include IP addresses, browser types, referring pages, and timestamps, assisting in the administration of our website and the identification of potential security threats.

4. Third-Party Integrations:

4.1 Social Media: Users may choose to interact with our website through social media platforms. In such cases, we may receive information from these platforms in accordance with their privacy policies.

4.2 Affiliate Networks: Information collected through affiliate networks is subject to their respective privacy policies. Users are encouraged to review the privacy policies of Flex Offers, Commission Junction, and Impact for more details.

5. Children’s Privacy:

5.1 Age Restriction: Our website is not intended for users under the age of 18. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that a user is under 18 and has provided us with personal information, we will take appropriate steps to delete such information.

1. Information Provided by Users:

1.1 Account Creation: When users create an account on our website, we collect personal information such as names, email addresses, and account credentials. This information is necessary for personalized services, order fulfillment, and account security.

1.2 Purchase Transactions: Information is collected during gift card purchase transactions, including billing details and payment information. This data is utilized to process transactions, provide order confirmations, and fulfill gift card orders.

2. Interaction with Affiliate Links:

2.1 Free Offers and Affiliate Networks: Users can earn gift cards through interactions with free offers provided by affiliate networks, including but not limited to Flex Offers, Commission Junction, and Impact. Information related to these interactions, such as clicks, conversions, and other affiliate activities, may be collected to assess the effectiveness of affiliate partnerships.

2.2 Cookies and Tracking Technologies: To enhance the user experience and monitor the performance of our website, we utilize cookies and tracking technologies. These technologies may capture information about users’ activities on our site, including pages viewed, products browsed, and interactions with affiliate links.

3. Automatically Collected Information:

3.1 Device and Browser Information: Information about users’ devices, such as device type, browser type, operating system, and IP addresses, may be automatically collected for analytical purposes and to optimize website functionality.

3.2 Log Files: Our servers may record log information, including IP addresses, browser types, referring pages, and timestamps. This data assists in the administration of our website and the identification of potential security threats.

4. Third-Party Integrations:

4.1 Social Media: Users may choose to interact with our website through social media platforms. Information received from these platforms is subject to their respective privacy policies.

4.2 Affiliate Networks: Information collected through interactions with affiliate networks is governed by the privacy policies of Flex Offers, Commission Junction, and Impact. Users are encouraged to review the privacy policies of these networks for additional details.

By engaging with our website, participating in affiliate programs, and purchasing gift cards, you consent to the collection methods outlined in this “How Information is Collected” section of our Privacy Policy. For further details on how we use, protect, and disclose collected information, please refer to the full Privacy Policy. Earn and Trade LLC reserves the right to update this Privacy Policy, and any changes will be effective immediately upon posting on the website.

1. Order Processing and Fulfillment:

1.1 Transaction Execution: Collected user information, including names, email addresses, and payment details, is utilized for processing and fulfilling gift card orders placed on our website.

1.2 Order Confirmation: Email addresses provided during the purchase process may be used to send order confirmations, updates, and relevant information related to the gift card transaction.

2. Customer Support:

2.1 Communication: Personal information collected, such as names and email addresses, may be used to respond to user inquiries, provide assistance, and address customer support requests.

2.2 Issue Resolution: Collected information assists in resolving issues related to gift card purchases, account access, and any concerns users may encounter while interacting with our website.

3. Affiliate Activities:

3.1 Affiliate Program Participation: Information related to users’ interactions with affiliate links, including clicks and conversions, is collected to manage and assess the effectiveness of our affiliate programs with partners such as Flex Offers, Commission Junction, and Impact.

3.2 Rewards and Gift Cards: Users may earn gift cards through free offers provided by affiliate networks. Collected information helps facilitate the rewarding of gift cards based on eligible interactions and activities.

4. Communication and Marketing:

4.1 Promotional Communications: With user consent, we may use collected information to send promotional emails, newsletters, and updates about our products, services, or special promotions.

4.2 Opt-Out Options: Users have the option to opt out of receiving promotional communications by following the unsubscribe instructions provided in each promotional email or by contacting us directly.

5. Website Improvement and Analytics:

5.1 Analytical Insights: Collected information, including device and browser details, log files, and interactions with our website, is used for analytical purposes to enhance website functionality, optimize user experience, and evaluate the performance of our platform.

By using our website, purchasing gift cards, and participating in affiliate activities, users consent to the purposes outlined in this “Purposes of Collection” section of our Privacy Policy. For a comprehensive understanding of how we handle, protect, and disclose user information, please refer to the full Privacy Policy. Earn and Trade LLC reserves the right to update this Privacy Policy, and any changes will be effective immediately upon posting on the website.

1. Affiliate Networks and Collaborations:

1.1 Involvement of Affiliate Networks: Earn and Trade LLC collaborates with affiliate networks, including FlexOffers, Impact, and Commission Junction, to provide users with opportunities to earn gift cards through interactions with free offers.

1.2 Affiliate Tracking and Reporting: To facilitate the affiliate programs, Earn and Trade LLC may share certain user information with affiliate networks. This information may include, but is not limited to, clicks, conversions, and other activities related to affiliate offers. The purpose of sharing this information is to accurately track affiliate activities, assess the performance of marketing campaigns, and generate reports for analysis.

2. Purposes of Sharing User Information:

2.1 Affiliate Program Operations: User information is shared with affiliate networks for the efficient operation of affiliate programs. This includes tracking user interactions with affiliate links, attributing conversions, and ensuring proper compensation for affiliate partners.

2.2 Performance Evaluation: The shared information allows Earn and Trade LLC and affiliate networks to evaluate the effectiveness of marketing strategies, optimize promotional efforts, and enhance the overall user experience.

3. Third-Party Access and User Consent:

3.1 Consent for Information Sharing: By engaging with our website and participating in affiliate activities, users consent to the sharing of relevant information with affiliate networks for the stated purposes.

3.2 Third-Party Privacy Policies: Information shared with affiliate networks is subject to their respective privacy policies. Users are encouraged to review the privacy policies of FlexOffers, Impact, and Commission Junction for additional information regarding how they handle user data.

Security Measures:

1. Data Security Measures:

1.1 Protection of User Information: Earn and Trade LLC employs industry-standard security measures to safeguard user information from unauthorized access, disclosure, alteration, or destruction.

1.2 Secure Transactions: Payment information provided during gift card purchases is transmitted securely using encryption technologies to protect sensitive data.

2. Internal Access Controls:

2.1 Restricted Access: Access to user information is limited to authorized personnel who require the data for performing specific tasks related to order processing, customer support, and affiliate program management.

3. Data Retention and Disposal:

3.1 Retention Period: User information is retained only for the duration necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable laws.

3.2 Secure Disposal: When information is no longer required, Earn and Trade LLC employs secure methods to dispose of or anonymize the data to prevent unauthorized access.

By using our website and engaging in affiliate activities, users acknowledge and agree to the sharing of information with affiliate networks as outlined in this “Affiliate Networks and Third-Party Sharing” section. For comprehensive details on data security practices, please refer to our full Privacy Policy. Earn and Trade LLC reserves the right to update this Privacy Policy, and any changes will be effective immediately upon posting on the website.

Detail the security measures in place to protect user information, especially sensitive data such as payment details.

1. User Rights Under CCPA:

1.1 Right to Know: California residents have the right to request information about the categories and specific pieces of personal information collected, disclosed, and sold by Earn and Trade LLC in the preceding 12 months.

1.2 Right to Deletion: California residents have the right to request the deletion of their personal information collected or maintained by Earn and Trade LLC.

1.3 Right to Opt-Out of Sale: California residents have the right to opt-out of the sale of their personal information. Earn and Trade LLC does not sell personal information.

1.4 Non-Discrimination: Earn and Trade LLC will not discriminate against users who exercise their rights under the CCPA, including denying services, charging different prices, or providing a different level of quality.

2. Information Collected and Disclosed:

2.1 Categories of Personal Information: Earn and Trade LLC may collect various categories of personal information, as outlined in the “Information Collected” section of our Privacy Policy.

2.2 Sources of Information: The sources from which personal information is collected, as well as the purposes for which it is used, are detailed in the Privacy Policy sections.

2.3 Disclosure of Information: Earn and Trade LLC may disclose personal information to third parties for business purposes, as described in the “Affiliate Networks and Third-Party Sharing” section.

3. Exercising CCPA Rights:

3.1 Verification Process: To exercise their rights under the CCPA, users must submit a verifiable request. Earn and Trade LLC will take steps to verify the identity of the requesting party to prevent unauthorized access to personal information.

3.2 Authorized Agents: Users may use authorized agents to submit CCPA requests on their behalf. In such cases, the authorized agent must provide a power of attorney or other sufficient authorization.

3.3 Submission of Requests: CCPA requests can be submitted by contacting us through the designated channels provided in the “Contact Us” section of our website or by emailing Support@earn.llc

4. Response Time:

4.1 Timely Responses: Earn and Trade LLC will respond to CCPA requests within 45 days of receipt. If additional time is needed, users will be notified of the extension, not exceeding a total of 90 days.

5. Contact Information:

5.1 Contact Us: For any questions, concerns, or to exercise your CCPA rights, please contact Earn and Trade LLC through the designated channels provided in the “Contact Us” section of our website or by emailing Support@earn.llc..

By using our website, you acknowledge and agree to the CCPA compliance measures outlined in this section. For a comprehensive understanding of how your information is handled, please review our full Privacy Policy. Earn and Trade LLC reserves the right to update this Privacy Policy, and any changes will be effective immediately upon posting on the website.

I agree to Earn's
Terms and Conditions

Hide Terms and Conditions

Acceptance of Terms:

Welcome to Earn, operated in California by Earn and Trade LLC. By accessing or using our website, you acknowledge that you have read, understood, and agree to comply with the terms and conditions outlined herein. These terms govern your use of our website and the purchase of gift cards offered through our platform.

Effective Date:

These terms and conditions are effective as of 1/15/2024. Your continued use of the website after any changes or modifications to these terms will constitute your acceptance of such changes. It is your responsibility to review these terms periodically for updates.

If you do not agree to these terms or any future modifications, please refrain from using our website.

Acceptance of Terms:

By using our website, you agree to abide by and be bound by these terms and conditions, our Privacy Policy, and any additional policies or guidelines posted on the website. If you do not agree with any part of these terms, please do not use our website.

Modification of Terms:

Earn and Trade LLC reserves the right to modify, update, or change these terms at any time without prior notice. Changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.

User Accounts:

Account Creation:

To access certain features of our website, including the purchase of gift cards, you may be required to create a user account. During the account creation process, you will be asked to provide accurate and current information, including but not limited to, your name, email address, and other relevant details. You agree to provide truthful and complete information during the registration process and to update this information to keep it accurate, current, and complete.

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree not to share your account information with third parties or allow anyone else to access your account. You are responsible for all activities that occur under your account, and you agree to immediately notify us of any unauthorized use of your account or any other breach of security.

User Responsibilities:

Security: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or suspected breach of security.

Accurate Information: You agree to provide accurate, current, and complete information during the account registration process and to update such information to keep it accurate, current, and complete.

Prohibited Actions: You agree not to use the website for any unlawful or unauthorized purpose. You may not use the website in any manner that could damage, disable, overburden, or impair our servers or networks, or interfere with any other user’s use and enjoyment of the website.

Access Restrictions: We reserve the right to terminate or suspend your account at our sole discretion without prior notice if we believe that you have violated these terms or engaged in any activity that is illegal, fraudulent, or harms the interests of Earn and Trade LLC.

Earn users must not mislead Earn and Trade LLC, any advertisers, affiliates, third parties, or other users due to false name, email, phone number, zip code, birthday, photos, posts, etc. Users on Earn must submit accurate information upon signing up and post non-misrepresenting photos and posts. Profiles that are created to mimic someone is prohibited. Furthermore, Earn users are limited to only one (1) account, Earn users are also limited to utilizing advertisers, affiliate networks, affiliates, and third parties on Earn for points one (1) time.

Additionally, Earn accounts can not be sold or transferred under any circumstance. If accounts are suspected or successfully transferred or sold without prior permission from an Earn representative they are subject to removal or both Pending Points and Points without notification

As detailed in the User Rules and The Point System section, Earn has the right to remove points from any account that violates the Terms and Conditions of Earn. Earn also elects to remove points from any accounts due to inactivity, inactivity is defined as an account that have not been logged into or accounts that have not earned or traded points in one year six months time (1 year 6 months). This entails Earn removing the points earned by users and having those deducted points go into Earn personal point pool as a result of inactivity on Earn. Earn will send a 30 day written notice in the form of a warning email before removing points due to inactivity; however, if the warned account ignores or fails to restart activity, Earn will consider the account inactive and deduct the points.

As a user of Earn, you are agreeing to full responsibility and understanding that you claim all risk for anything including loss of points, loss of account, the hack of account, loss of personal information, etc. Earn does not claim any responsibility for anything that happens to accounts. The management of your account entails all information including all information given to Earn on Sign Up, as well, but not limited to all information posted throughout Earn. As a user, you agree to maintain your account and consistent security practices such as password rotation every 3 months. In the event of any of the listed events, it is your responsibility to utilize Earn’s resources and reach out to Support@earn.llc as soon as possible. Earn is not liable for any losses of points or information of all kinds.

The point system on Earn is referred to as two different types of points, pending points and available points both points have no cash value and can only be “traded” for items on the Earn users may redeem points for Gift Cards. Earn delivers Gift Cards to the email address provided to Earn in the form of a redemption code.

Pending points are used as a placeholder and not tradable, this is done since our advertisers, affiliates, and third parties take time to pay out on commissionable actions. Points are tradable and get automatically converted from the not tradable pending points. Both points are distributed in a first earned first distributed method; however, points may not be instantaneously distributed, Earn has a process for verification to ensure our safety, therefore, pending points may be distributed in 1-48 hours (or more depending on the date, but we aim to distribute peding points as soon as possible) and points may be distributed in 1-35 days depending on the advertisers, affiliates, and third parties.

As a user by your own free will/self-determination can utilize Earn to earn points that are redeemable after you as a user complete actions on Earn through our advertisers, affiliates, and third parties. Points will only be awarded if the advertisers, affiliates, and third parties deem the action as commissionable, this is ONLY determined by the advertisers, affiliates, and third parties, not Earn; therefore, Earn is not responsible for any payouts, money lost due to paid trial sign up, free trial sign up, purchases or any action is done through shopping. Earn is not responsible or obligated to give pending points/points to users who have claimed to complete a commissionable action, our advertisers, affiliates, and third parties are tracked through a network that is responsible for the majority of the tracking and disbursement of points, Earn doesn’t control commissionable action tracking. Earn tracks user ID for point disbursement purposes.

Earning points is done through using affiliate links provided by our affiliate networks, these affiliate networks supply terms for commissionable actions which are displayed on Earn, after users complete the commissionable action they are awarded pending points as our affiliate networks often place a 30 day holding period on their commissions. After the commissionable action is paid within our network we automatically convert the pending points to points.

Earn users may also be subject to point deductions regardless of points and regardless of when the points were earned any time throughout your history as a user without notification, this may be due to various reasons including, but not limited to, a limited number of disbursements done by advertisers, affiliates, and third parties and charging back Earn. Advertisers, affiliates, and third parties reverting point disbursement due to various reasons including chargebacks, refunds, users not being a fit for advertising, fraud, wrong point value dispersed, etc. Earn also reserves the right to refuse future and current service, Earn reserves this right if users are suspected of not being compliant with Earn’s Terms and Conditions along with any other terms Earn sets in the future.

Earn elects to remove points from accounts that have not been logged into or accounts that have not earned or traded points in one year six months time (1 year 6 months). This entails Earn removing the points earned by users and having those deducted points go into Earn’s personal point pool as a result of inactivity on Earn. Earn will send a 30 day written notice in the form of a warning email before removing points due to inactivity; however, if the warned account ignores or fails to restart activity, Earn will consider the account inactive and deduct the points. Earn also elects to make changes to the point removal clauses in this paragraph due to any unforeseen policy changes Earn, advertisers, affiliate networks, affiliates, and third parties may change. Earn may also remove points without notification or consent. As a user, you can request to dispute your point removal and it will be handled on a case by case basis by an Earn representative with our terms and conditions in mind. Users can dispute this through Support@earn.llc

Email and Notification:

As you sign up for Earn, you agree to accept and receive emails with the emails you provide Earn, as for any advertisers, affiliates, third parties you reach through Earn, you as a user on their website/service abide by their GDPR email terms if you commit an action on their website/service triggering accepting and receiving emails Earn is not responsible for any messages, notifications, or marketing that happens in conjunction. The emails Earn will send include but are not limited to sign up welcome email, follower notification email, like notification email, @ mention email, new advertiser/affiliate email, purchase confirmation email. As a user of Earn, you may choose the option to opt out of receiving emails from Earn; however, choosing this option will impact your user experience.

Data Policies:

Earn is committed to prioritizing our user’s privacy; its recommended you read the Privacy Policy, but to summarize, Earn elects to collect various non-personal data for necessary business functions. However, when non-personal data works in conjunction with personal data, Earn will utilize the non-personal data as personal data.

Earn operates a Traders Forum, publicly viewable profiles, searchable user directory, and activity feeds. Earn users, by their own free will/self-determination; users can choose to upload a first and last name, cover photo, profile photo, user description. While all wall posts, trader’s forum posts, earning history, trading history, and photos are publicly viewable. ANY information under the Traders Forum, publicly viewable profiles, searchable user directory, and activity feeds are not protected and publically accessible and publicly viewable; therefore, any information is posted or uploaded at your own risk; additionally, this information may be collected by third parties since Earn has no control over what third parties do on the website. If you do not agree with Earn’s publicly viewable data, you can decide to refrain from posting any content you as a user do not wish to be publicly viewable or choose to not create an account since this publicly viewable data is a critical component of Earn and Trades community functionality.

Tracking:

The information Earn collects may be used to track our user’s activity. Users on Earn are tracked after clicking on buttons containing affiliate links on advertisements and transported to the corresponding website whereby the user’s free will/self-determination they can choose to interact or participate with the guidelines set by the advertiser on the affiliate network, which is displayed on Earn. The links are modified with Earn assigned Ids which is given to users on registration to determine the activity that is correlated to our Earn users, such as which links they clicked, which advertisers they interacted with, as well as what users traded their points for on the Earn website.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day. If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profiles. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Advertisers, Affiliates, and Third Parties:

As an Earn user, you agree to participate with Advertisers, Affiliates, and Third Parties to earn points on Earn and all actions taken with Advertisers, Affiliates, and Third Parties as a user are through your own free will/self-determination. Earn’s business model is primarily conducted through affiliate links supplied by advertisers through various affiliate networks. Earn rewards users based on the terms given by Advertisers, Affiliates, and Third Parties. Earn is not responsible for any of our Advertisers, Affiliates, and Third Parties or any other linked website, or services, you may connect with through Earn, All actions including transactions are between you and the Advertisers, Affiliates, and Third Parties, Earn claims no liability and is not responsible for any money lost, delivery of products, dissatisfaction with products or service, or refunds. Earn; therefore, we do not claim any actions, privacy policies, terms and conditions, payouts, or other practices or views linked to Earn.

Earn’s business model is primarily conducted through affiliate links supplied by advertisers through various affiliate networks. Earn rewards users based on the terms given by Advertisers, Affiliates, and Third Parties, for example, sign-ups with perimeters defined by our advertisers or percentage back on shopping specific item categories as defined by our advertisers. Earn is not responsible for any of our third party, advertiser, the linked website, services, or affiliate you may connect with through Earn; therefore, we do not claim any actions, privacy policies, Terms and Conditions, payouts, or other practices or views linked to Earn.

Once users click a link that transports them to a third party, advertiser, linked website, services, or affiliate, they are now abiding by the privacy policy, terms and conditions, and all other rules and policies of the third party, advertiser, linked website, services, or affiliate, and Earn does not claim responsibility for their privacy policy, terms and conditions, and all other rules and policies.

Earn encourages all of our users before completing any commissionable action or visiting any website linked to Earn to read the privacy policy as well as the terms and conditions to any third party, advertiser, linked website, services, or affiliate.

Images and other intellectual properties

Earn does not claim the rights to any images, artwork, videos, logos, photos, text, or any information on the Earn website or on any of our social media accounts as most images displayed are of our advertisers, affiliates, or third parties which are trademarked and assumed to be owned by the brand associated with the images, artwork, videos, logos, photos, text, or any information on Earn. If any of the images on the Earn website are infringing on your brand or your personal work please let the Earn team know at Support@earn.llc so we can immediately take down the image and answer any questions if you have about any images, artwork, videos, logos, photos, text, or any information.

Earn users also has features for users to upload images to the Earn website, users can upload images to the profile picture section, cover photo section, profile wall, and the activity feed. The Earn team does its best to monitor the photos being uploaded; however, Earn claims no responsibility for any users uploading images that are deemed offensive.If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

https://www.freepik.com/vectors/business

Business vector created by pikisuperstar – www.freepik.com

Taxes

Earn users are completely responsible for all liability regarding both federal and state taxes derived from the Earn website. Earn is not responsible for any mispayments or legal trouble derived from taxes on Earn. By accepting the Terms and Conditions, you also accept full liability regarding reporting taxable income to the IRS. This includes, but is not limited to Gift Card redemptions, points earned, rebates, Gift Cards Purchased. The IRS requires you to report any earnings derived from Earn since it falls under the gross income category on your 1040. If necessary, Earn will issue a 1099 to users who reach the threshold; however, users will need to report tax information which may require additional information in order to properly file this form.

By creating an account on our website, you acknowledge that you have read, understood, and agree to abide by these user account terms and conditions.

User Rules

Earn exclusively operates for residents and persons in the United States of America and its territories All features from Earn, not referring to our advertisers or affiliates since they are separate entities, are operated in and controlled from various locations worldwide.

Earn only offers its services to users eighteen (18) or older, users under this age limit are not permitted and are subject to removal of points and account/accounts.

Users on Earn must not infringe on any policies with Earn, any advertisers, affiliates, or third parties.

Users on Earn must not use Earn’s services just to accumulate points, users should ONLY interact/participate in point-earning activity IF they genuinely want to use the services, buy the products, and intend to use trials as the advertisers.

Users on Earn must not utilize the services of Earn, any advertisers, affiliates, or third parties on Earn for any purpose that is deemed illegal or in violation of any state or national law, this also includes the laws that protect and govern intellectual property and privacy and data protection

Users on Earn must not utilize exploits for any reason, this includes exploiting point systems, exploiting advertisers, or attempting/successfully gaining access to the backend features of Earn.

Users on Earn must not use multiple accounts or create fake accounts which mislead Earn, any advertisers, affiliates, third parties, or other users due to false name, email, phone number, zip code, birthday, photos, posts, etc. Users on Earn must submit accurate information upon signing up and post non-misrepresenting photos and posts. Profiles that are created to mimic someone is prohibited.

Users on Earn must abide by Trader Forum rules and must not post NSFW content, violent content, illegal activities, religion-based, racist, spam, spam links, personal referral links, speech aimed to embarrass, mock, threaten, demean, or stalking other users on Earn, anything deemed offensive by moderators, and political topics unless relevant to conversations about finance.

Users on Earn must not attempt or successfully upload or spread viruses, worms, trojan horses, or files, photos, documents, or downloadable content containing content harmful to both users and Earn. This also includes users who attempt or successfully manufacture programs that intend to hack, crack, or take advantage of Earn, advertisers, affiliates, or third parties in order to gain points or information on Earn or from our advertisers, affiliates, or third parties.

Users on Earn must not attempt to hack or attempt to gain access into other Earn accounts under any circumstances. This includes but is not limited to attempting to get emails, first name, last name, zip codes, birthdays, points, birthday, phone numbers, gender, password, or any other information on Earn.

Users on Earn must not submit false requests under the Report Point Mistakes form, trader forum, or through any support email under any circumstances, this includes but is not limited to trying to get points that were not earned, gain access to accounts not yours, or submit false claims. Users must also talk to Earn representatives with respect, Earn trusts the judgment of our representatives and they will flag anything deemed offensive which may be but is not limited to anything under speech aimed to embarrass, mock, threaten, demean, use racist language, or spam our representatives.

Users on Earn must not give false payment information to both Earn as well as advertisers, affiliate networks, affiliates, and third parties. This includes but is not limited to first and last name, street address, city, state, zip code, email, and card numbers.

Users on Earn must not infringe the rights of Earn, any advertisers, affiliates, or third parties on Earn, this includes, but is not limited to the intellectual property, any contracts you agree to, trademarks, copyrights, patents, trade secrets, and other information.

Purchase and Redemption of Gift Cards:

1. Process of Purchasing Gift Cards:

1.1 Selection and Customization: To purchase gift cards on our website, you can browse through our available options, select the desired value, and customize the card according to the provided options.

1.2 Checkout Process: Once you have customized your gift card, proceed to the checkout process. During checkout, you will be prompted to provide necessary information, including billing details and payment information. Ensure that the information provided is accurate and current.

1.3 Payment: Complete your purchase by providing valid payment details. Accepted payment methods will be clearly indicated on our website. All transactions are subject to verification and authorization by the payment provider.

1.4 Confirmation: Upon successful completion of the transaction, you will receive a confirmation email with details of your gift card purchase. Keep this information for your records.

2. Restrictions on the Use of Gift Cards:

2.1 Non-Transferable: Gift cards purchased from our website are non-transferable and may only be used by the intended recipient.

2.2 No Cash Redemption: Gift cards cannot be redeemed for cash or cash equivalents, and their value cannot be refunded.

2.3 Expiration Date: Please be aware of the expiration date of your gift card, as indicated on the card or in the accompanying documentation. Expired gift cards may not be redeemable.

2.4 Single Use: In most cases, gift cards are designed for one-time use. Ensure that the full value of the card is utilized in a single transaction, as any remaining balance may not be carried over.

3. Redemption Process:

3.1 Online Redemption: To redeem a gift card, simply enter the provided code or details during the checkout process on our website.

3.2 In-Store Redemption: If applicable, present the physical or digital gift card at our physical store location for redemption.

3.3 Balance Inquiry: You can check the remaining balance on your gift card by visiting our website or contacting our customer support.

By purchasing and using our gift cards, you agree to abide by these terms and conditions.Earn and Trade LLC reserves the right to modify these terms at any time, and any changes will be effective immediately upon posting on the website.

Purchase and Redemption of Gift Cards:

1. Process of Purchasing Gift Cards:

1.1 Selection: Explore our website to view the available gift card options. Choose the desired gift card by selecting the card type, value, and any additional customization options offered.

1.2 Add to Cart: Once you have made your selection, click the “Add to Cart” button. Review your order to ensure accuracy, including the selected gift card type, value, and any personalized details.

1.3 Checkout: Proceed to the checkout process by providing the necessary information, including your billing details and preferred payment method. Ensure that all information provided is accurate and current.

1.4 Payment: Complete your purchase by providing valid payment information. We accept various payment methods, which will be clearly indicated during the checkout process. All transactions are subject to verification and authorization.

1.5 Confirmation: Upon successful completion of the transaction, you will receive a confirmation email containing details of your gift card purchase. Save this information for your records.

2. Restrictions on the Use of Gift Cards:

2.1 Non-Transferable: Gift cards purchased from our website are non-transferable. They are intended for use by the individual or entity named on the card at the time of purchase.

2.2 No Cash Redemption: Gift cards cannot be redeemed for cash or cash equivalents, either in full or in part. The value of the gift card cannot be refunded.

2.3 Expiration Date: Be aware of the expiration date specified on the gift card. Expired gift cards may not be eligible for redemption. Check the card or accompanying documentation for details on validity periods.

2.4 Single Use: In most cases, gift cards are designed for single-use transactions. Ensure that the entire value of the gift card is utilized during a single purchase, as any remaining balance may not be carried over.

3. Redemption Process:

3.1 Online Redemption: To redeem a gift card online, enter the unique code or details provided during the checkout process on our website.

3.2 In-Store Redemption: If applicable, present the physical or digital gift card at our physical store location for redemption.

3.3 Balance Inquiry: Check the remaining balance on your gift card by visiting our website or contacting our customer support. The available balance will be adjusted after each transaction.

By purchasing and using our gift cards, you agree to adhere to these terms and conditions. Earn and Trade LLC reserves the right to modify these terms at any time, with any changes becoming effective immediately upon posting on the website.

Pricing and Payment:

1. Gift Card Prices:

1.1 Displayed Prices: The prices of our gift cards are clearly displayed on our website. These prices are inclusive of any applicable taxes, unless explicitly stated otherwise.

1.2 Currency: All prices are listed in the currency specified on the website. Please ensure that you are aware of the currency being used for the transaction.

2. Payment Methods:

2.1 Accepted Payment Methods: We accept various payment methods for the purchase of gift cards, including but not limited to credit cards, debit cards, and other forms of electronic payment. The accepted payment methods will be clearly indicated during the checkout process.

2.2 Authorization: All transactions are subject to verification and authorization by the payment provider. By making a purchase, you confirm that the payment details provided are valid and that you are authorized to use the selected payment method.

2.3 Security: We prioritize the security of your payment information. Our website employs industry-standard encryption technologies to protect your data during the payment process.

3. Taxes and Fees:

3.1 Taxes: The prices of our gift cards are inclusive of applicable taxes, unless otherwise specified. Any taxes imposed by regulatory authorities will be added to the total amount at checkout.

3.2 Fees: Unless explicitly stated, there are no additional fees associated with the purchase of gift cards. The displayed price during the checkout process is the total amount you will be charged.

3.3 Currency Conversion: If your payment is made in a currency other than the one stated on our website, your payment provider may apply currency conversion fees. We are not responsible for any additional fees imposed by your payment provider.

4. Price Adjustments:

4.1 Modification of Prices: Earn and Trade LLC reserves the right to modify the prices of gift cards at any time. Changes will be effective immediately upon posting on the website. However, the prices for gift cards already in your cart will be honored at the time of purchase.

4.2 Errors: In the event of a pricing error on our website, we reserve the right to cancel or refuse any orders placed at the incorrect price. In such cases, we will notify you of the error and provide the opportunity to proceed with the order at the correct price.

By making a purchase on our website, you acknowledge and agree to comply with these pricing and payment terms and conditions. Earn and Trade LLC may update these terms, and any changes will be effective immediately upon posting on the website.

Shipping:

1. Gift Card Delivery:

1.1. Digital Delivery: Our gift cards are delivered digitally, either as a unique code or a printable electronic document. This method ensures quick and convenient access to your purchased gift card.

2. Estimated Delivery Times:

2.1 Instant Delivery: In most cases, digital gift cards are delivered instantly upon the completion of the transaction; however in some cases our distributor can delay transactions . You should receive the confirmation email with the gift card details promptly.

2.2 Processing Times: While we strive for instant delivery, there may be occasional delays due to processing or technical issues. If you do not receive your gift card within a reasonable time frame, please contact our customer support for assistance.

3. Delivery Confirmation:

3.1 Confirmation Email: Upon successful delivery of the gift card, you will receive a confirmation email to the address provided during the purchase. This email will serve as proof of delivery and will include important details, such as the gift card code and usage instructions.

4. Customer Support:

4.1 Assistance: If you encounter any issues with the delivery of your gift card or have not received it within the estimated time frame, please contact our customer support promptly. We are committed to resolving any delivery-related concerns in a timely manner.

Returns and Refunds:

1. Policy Overview:

1.1 General Policy: We strive to provide our customers with high-quality gift cards and excellent service. However, we understand that there may be circumstances where you need to return or seek a refund for your purchase.

1.2 Refund Eligibility: Our policy on returns and refunds is subject to certain conditions and restrictions outlined below. Please review these carefully to understand your rights and obligations regarding returns and refunds.

2. Return and Refund Conditions:

2.1 Unused Gift Cards: To be eligible for a return or refund, gift cards must be unused and in their original condition. Partially used or expired gift cards may not be eligible for refunds.

2.2 Timeframe: Requests for returns or refunds must be made within a specified timeframe from the date of purchase. This timeframe may vary depending on the circumstances and will be communicated to you at the time of purchase.

2.3 Proof of Purchase: You may be required to provide proof of purchase, such as the order confirmation email or receipt, when requesting a return or refund.

3. Refund Process:

3.1 Refund Method: Refunds for eligible returns will be issued using the original payment method used for the purchase. If the original payment method is unavailable, alternative arrangements may be made at our discretion.

3.2 Processing Time: Please allow a reasonable amount of time for your refund to be processed. Processing times may vary depending on factors such as payment method, financial institution policies, and the volume of refund requests.

4. Non-Refundable Items:

4.1 Final Sale Items: Certain gift cards or promotional offers may be designated as final sale, meaning they are non-refundable and cannot be returned.

4.2 Customized Gift Cards: Gift cards that have been customized or personalized may be non-refundable, as they are tailored specifically to your preferences.

5. Contact Us:

5.1 Assistance: If you have any questions or concerns regarding our returns and refunds policy, or if you would like to initiate a return or refund request, please contact our customer support team. We are here to assist you and ensure a satisfactory resolution to your inquiry.

1. Acceptance of Terms:

1.1 Agreement: These Terms of Use (“Terms”) govern your access to and use of Earn and Trade LLC (“the Website”). By using our Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using our Website.

2. Permitted Use:

2.1 Access: You are granted a limited, non-exclusive, and revocable license to access and use the Website for its intended purpose, which includes browsing, purchasing gift cards, and obtaining information about our products and services.

2.2 Lawful Purpose: You agree to use the Website for lawful purposes only and in compliance with all applicable laws, regulations, and these Terms.

3. Prohibited Activities:

3.1 Unlawful Use: You may not use the Website for any purpose that is unlawful or prohibited by these Terms or any applicable laws.

3.2 Unauthorized Access: You agree not to access or attempt to access the Website by any means other than through the interface provided by Earn and Trade LLC. Unauthorized access to our systems or networks, including any attempt to probe, scan, or test the vulnerability of the Website, may result in legal action.

3.3 Disruption: You may not disrupt or interfere with the security or functionality of the Website, including but not limited to introducing viruses, worms, or other harmful code.

3.4 Intellectual Property: You agree not to infringe upon the intellectual property rights of Earn and Trade LLC, including but not limited to copyrights, trademarks, and trade secrets. Reproduction, distribution, or modification of any content on the Website without our written consent is strictly prohibited.

3.5 Data Mining: The use of any automated system, software, or process to extract data from the Website for commercial purposes (data mining) is strictly prohibited.

4. Termination of Access:

4.1 Right to Terminate: Earn and Trade LLC reserves the right to terminate or suspend your access to the Website at its discretion, without prior notice, for any violation of these Terms or for any other reason.

4.2 Effect of Termination: Upon termination, you must cease all use of the Website, and Earn and Trade LLC may delete or deactivate your account and all related information.

5. Modification of Terms:

5.1 Changes:Earn and Trade LLC reserves the right to modify or update these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Website.

5.2 Continued Use: Your continued use of the Website after any changes to these Terms constitutes acceptance of those changes.

Intellectual Property:

1. Ownership:

1.1 Website Content: All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Earn and Trade LLC and is protected by intellectual property laws, including copyright and trademark laws.

1.2 Third-Party Content: Some content on the website may be licensed or obtained from third parties. In such cases, the intellectual property rights of those third parties are acknowledged and respected.

2. Permitted Use:

2.1 Personal Use: Users are granted a limited, non-exclusive, and non-transferable license to access and use the website and its content for personal, non-commercial purposes.

2.2 Gift Card Purchases: Users may use the website to browse, select, and purchase gift cards. The use of the gift cards is subject to the terms outlined in the “Purchase and Redemption of Gift Cards” section.

2.3 Printing and Downloading: Users may print or download content from the website for personal, non-commercial use, provided that they do not modify, reproduce, or distribute the content in any way that violates these terms.

3. Prohibited Use:

3.1 Commercial Use: Users are prohibited from using the website or its content for any commercial purposes without the express written consent of Earn and Trade LLC.

3.2 Modification: Users may not modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works based on the website or its content.

3.3 Unauthorized Access: Users are prohibited from attempting to gain unauthorized access to any part of the website, including accounts, systems, or networks connected to the website, through hacking, password mining, or any other means.

3.4 Intellectual Property Infringement: Users may not use the website in any way that infringes upon the intellectual property rights of Earn and Trade LLC or any third party.

3.5 Misuse: Users may not use the website in any manner that could damage, disable, overburden, or impair the functionality of the website or interfere with other users’ access to it.

4. Reporting Violations:

4.1 Intellectual Property Violations: If you believe that any content on the website infringes upon your intellectual property rights, please notify us promptly at Earn and Trade LLC.

Please refer to our detailed Privacy Policy for information on how we collect, use, and protect user data. Our Privacy Policy outlines the measures we take to ensure the confidentiality and security of your personal information.

By using our website and services, you agree to the terms and practices outlined in our Privacy Policy. It is important that you read and understand the Privacy Policy to make informed decisions about your privacy while interacting with our website. If you have any questions or concerns about our privacy practices, please contact us at Support@earn.llc.

Dispute Resolution:

1. Arbitration and Litigation:

1.1 Dispute Resolution Process: Any dispute or claim arising out of or relating to your use of our website, the purchase of gift cards, or these terms and conditions shall be resolved through arbitration or litigation.

1.2 Arbitration: In the event of a dispute, either party may elect to resolve the dispute through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The decision of the arbitrator shall be final and binding on both parties and may be enforced in any court of competent jurisdiction.

1.3 Litigation: Alternatively, either party may choose to resolve the dispute through traditional litigation in the state or federal courts located within the state of California. Both parties consent to the exclusive jurisdiction and venue of these courts.

2. Individual Basis:

2.1 Individual Claims Only: Arbitration or litigation will be conducted on an individual basis, and class actions or representative actions are not permitted. The arbitrator or court may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.

3. Governing Law:

3.1 Applicable Law: These terms and conditions, including the Dispute Resolution section, are governed by and construed in accordance with the laws of the state of California, without regard to its conflict of law principles.

4. Informal Resolution:

4.1 Contact Us First: Before initiating arbitration or litigation, we encourage you to contact us at Support@earn.llc to attempt to resolve the dispute informally. Many disputes can be resolved without the need for formal proceedings.

5. Modifications to Dispute Resolution:

5.1 Right to Modify: Earn and Trade LLC reserves the right to modify the Dispute Resolution section of these terms at any time. Any changes will be effective immediately upon posting on the website.

Limitation of Liability:

1. Acknowledgment of Limits:

1.1 Assumption of Risks: By using our website and purchasing gift cards, you acknowledge and agree that Earn and Trade LLC shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with your use of our website or the purchase and use of gift cards.

2. Exclusion of Warranties:

2.1 No Warranties: Earn and Trade LLC provides the website and gift cards on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the website or the gift cards, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

3. Limitation of Damages:

3.1 Maximum Liability: In no event shall Earn and Trade LLC or its affiliates, officers, employees, agents, partners, or licensors be liable for any amount exceeding the total value paid by you for the specific gift card transaction giving rise to the claim.

4. Unforeseen Circumstances:

4.1 Force Majeure: Earn and Trade LLC shall not be liable for any failure or delay in performing its obligations under these terms and conditions due to circumstances beyond its reasonable control, including, but not limited to, acts of God, natural disasters, war, terrorism, labor disputes, or technical failures.

5. Third-Party Services:

5.1 Third-Party Liability:Earn and Trade LLC is not responsible for the acts or omissions of any third-party service providers, including but not limited to payment processors, delivery services, or other vendors involved in the gift card purchase and delivery process.

6. Indemnification:

6.1 User Responsibility: You agree to indemnify and hold Earn and Trade LLC, its affiliates, officers, employees, and agents harmless from any and all claims, demands, losses, liabilities, and expenses (including attorneys’ fees) arising out of or in connection with your use of the website or the purchase and use of gift cards.

7. Governing Law:

7.1 Applicable Law: These limitations of liability are governed by and construed in accordance with the laws of the state of California, without regard to its conflict of law principles.

Force Majeure:

1. Unforeseen Events:

1.1 Definition: Earn and Trade LLC shall not be held responsible for any failure or delay in the performance of its obligations under these terms and conditions when such failure or delay is due to circumstances beyond its reasonable control.

1.2 Examples: Circumstances beyond Earn and Trade LLC’s reasonable control include, but are not limited to, acts of God, natural disasters, war, terrorism, riots, civil disturbances, strikes, labor disputes, governmental regulations or restrictions, technical failures, or any other events or causes beyond the control of Earn and Trade LLC.

2. Impact on Performance:

2.1 Performance Adjustments: In the event of a force majeure event, Earn and Trade LLC shall be excused from performance to the extent that such performance is hindered, delayed, or made commercially impracticable.

2.2 Notice of Force Majeure: Earn and Trade LLC will make reasonable efforts to notify users of any force majeure event and its impact on the performance of obligations under these terms. However, Earn and Trade LLC shall not be liable for any failure to provide such notice.

3. Duration of Force Majeure:

3.1 Temporary Nature: The effects of a force majeure event shall be considered temporary. Earn and Trade LLC will make reasonable efforts to resume normal operations as soon as practicable after the force majeure event ceases to hinder or delay performance.

4. No Liability:

4.1 Exclusion of Liability: Earn and Trade LLC shall not be liable for any damages, losses, or expenses arising out of or in connection with the impact of a force majeure event, including but not limited to direct, indirect, incidental, consequential, or exemplary damages.

5. Governing Law:

5.1 Applicable Law: This Force Majeure clause is governed by and construed in accordance with the laws of the state of California, without regard to its conflict of law principles.

Governing Law:

1. Applicable Law:

1.1 Jurisdiction: These terms and conditions, including all disputes or claims arising out of or in connection with your use of our website and the purchase of gift cards, are governed by the laws of the state of California.

1.2 Applicability: Regardless of your location or where you access our website, the laws of the state of California shall apply to interpret, enforce, and govern these terms and conditions.

2. Venue for Disputes:

2.1 Exclusive Jurisdiction: Any legal action or proceeding arising out of or related to these terms and conditions shall be brought exclusively in the state or federal courts located within the state of California.

2.2 Consent to Jurisdiction: By using our website and purchasing gift cards, you consent to the exclusive jurisdiction of the state and federal courts located within the state of California and waive any objection to the venue or personal jurisdiction of such courts.

3. Conflict of Laws:

3.1 Consistency with California Laws: In the event of any conflict between the laws of the state of California and the laws of any other jurisdiction, the laws of California shall prevail and govern the interpretation and enforcement of these terms and conditions.

By using our website and purchasing gift cards, you agree to submit to the exclusive jurisdiction and venue of the state and federal courts located within the state of California and to abide by the laws of California. If you do not agree with these terms, please refrain from using our website. Earn and Trade LLC may update these terms, and any changes will be effective immediately upon posting on the website.

Changes to Terms:

1. Modification Authority:

1.1 Right to Modify: Earn and Trade LLC reserves the right to modify, update, or change these terms and conditions at any time without prior notice.

1.2 Effective Date: Changes to the terms will be effective immediately upon posting on the website. The “Last Updated” date at the top of the terms will reflect the most recent revision.

2. Notification of Changes:

2.1 Notification Methods: Users will be notified of any material changes to these terms through methods deemed appropriate by Earn and Trade LLC, which may include but are not limited to, email notification, pop-up notices on the website, or other conspicuous forms of communication.

2.2 Review Your Terms: It is the responsibility of users to regularly review the terms and conditions for any updates or changes. Continued use of our website after the posting of changes constitutes acceptance of the modified terms.

3. User Consent:

3.1 Acceptance of Changes: By using our website and purchasing gift cards, you acknowledge and agree to the possibility of changes to these terms. It is important to review the terms periodically to stay informed about any modifications.

4. Contact Information:

4.1 Communication Channel: For any questions or concerns regarding changes to the terms and conditions, users may contact Earn and Trade LLC at Support@earn.llc.

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